Learn more about our Corporate Employer Services
We offer the following services:
Preliminary
Our objective is to develop a partnership,
allowing our firm to serve as an extension to the Human Resources and Benefits Departments of each of our clients. To do this, we strive to understand the philosophies and objectives of each client with an emphasis on service.
On-Going Services
- Assist with claims questions and disputes
- Prepare SPDs and amendments (or review in cases where vendor produces SPD)
- Prepare or review master contracts
- Assist with preparation of communications material
- Prepare Federal Filings (Form 5500 and applicable schedules)
- Administer COBRA (for those clients who administer their own COBRA, we would provide a COBRA procedural manual that would include sample forms and letters)
- Act as the liaison with insureds filing for LTD or life insurance benefits. This includes assistance in completing forms, explaining benefits and procedures, explaining eligibility and filing for other government benefits
- Develop performance guarantees with insurance vendors
Funding Arrangements
- Review current funding arrangements
- Present proposed recommendations
- Assist with implementation of various funding arrangements
- Review funding agreement before signature to ensure there are no loopholes
Technical
- Forecast budget costs for next fiscal or plan year
- Analyze proposed renewals with vendors
- Negotiate proposed costs with vendors
- Price proposed benefit changes
- Prepare management reports
- Prepare financial accounting and annual utilization report
- Evaluate monthly claims experience and prepare summary report
- Prepare monthly flow chart of claims that have cleared the banking system
- Evaluate plan of benefits and make recommendations
- Evaluate PPO, POS, EPO and HMO networks
Marketing
- Prescreen vendors in relation to meeting a client's needs
- Prepare marketing specifications
- Underwrite plans in house for comparison
- Analyze and prepare summary management report of each vendor's proposal, including a cost summary, benefit summary, financial summary, network disruption analysis, funding arrangement analysis, performance guarantees, etc.
- Present marketing results
- Assist with installation of vendor(s)
Other Services
- Keep each client informed of new and pending legislation
- Assist in employee meetings
- Attend special meetings as necessary
- Assist with developing benefits information that would be placed on a company's intranet
- Special projects (a separate charge may be assessed for highly complex projects, printing of materials or traveling to other sites)